Private Roads Insurance

Dedicated protection for private road owners

Private Roads Insurance

 

Do you need Private Road Insurance?  Private/adopted roads and resident’s land are usually jointly owned by the private individuals that reside on the road.  Unlike public roads owned by the local authority, private roads are the responsibility of the owners.

If you live on a shared access road, then it’s up you to keep the road maintained. It’s also important that you have adequate private road insurance that takes into account your legal liability and property. Where a road belongs to a group of residents or an associated management company, it is common for them to form a resident’s association to manage the road and land, and therefore take out collective Private Road Insurance cover.

These kinds of roads are usually accessible by the public, which means that any incidents that may arise, such as a third-party injury, would have to be dealt with by you and any other owners of the land. Insurance for private roads is key to protecting you and covering any unforeseeable indemnity claims. Our team of specialist will work with you to arrange a policy that is as bespoke as your private road.

Some of the things we will discuss with you are:

  • Whether you are part of a group of residents managing the road
  • If your private road has any property that you are responsible for, such as electric gates or barriers
  • Private Road Liability Insurance
  • Public Liability Insurance
  • Directors/Trustee and Employers Liability Insurance

All policy holders at Edwards Insurance Brokers will benefit from:

  • A dedicated member of staff to manage their policy
  • Our own in-house claims team to aid the claims process
  • The knowledge that we are a Chartered Insurance Brokerage, meaning our expertise and ethical approach is guaranteed at all times

Want to get in touch?

Call us on 01564 730900

 

Existing customer?

Change your contact details

    Please enter any updated contact information below:



    PostEmailTelephoneSMS

    *Mandatory field

    We aim to respond to all enquiries within 2 working days

    Please do not submit any sensitive data

    Private Roads Insurance

     

    Do you need Private Road Insurance?  Private/adopted roads and resident’s land are usually jointly owned by the private individuals that reside on the road.  Unlike public roads owned by the local authority, private roads are the responsibility of the owners.

    If you live on a shared access road, then it’s up you to keep the road maintained. It’s also important that you have adequate private road insurance that takes into account your legal liability and property. Where a road belongs to a group of residents or an associated management company, it is common for them to form a resident’s association to manage the road and land, and therefore take out collective Private Road Insurance cover.

    These kinds of roads are usually accessible by the public, which means that any incidents that may arise, such as a third-party injury, would have to be dealt with by you and any other owners of the land. Insurance for private roads is key to protecting you and covering any unforeseeable indemnity claims. Our team of specialist will work with you to arrange a policy that is as bespoke as your private road.

    Some of the things we will discuss with you are:

    • Whether you are part of a group of residents managing the road
    • If your private road has any property that you are responsible for, such as electric gates or barriers
    • Private Road Liability Insurance
    • Public Liability Insurance
    • Directors/Trustee and Employers Liability Insurance

    All policy holders at Edwards Insurance Brokers will benefit from:

    • A dedicated member of staff to manage their policy
    • Our own in-house claims team to aid the claims process
    • The knowledge that we are a Chartered Insurance Brokerage, meaning our expertise and ethical approach is guaranteed at all times

    Want to get in touch?

    Call us on 01564 730900

     

    Existing customer?

    Change your contact details

      Please enter any updated contact information below:



      PostEmailTelephoneSMS

      *Mandatory field

      We aim to respond to all enquiries within 2 working days

      Please do not submit any sensitive data