Private Roads Insurance

Dedicated protection for private road owners

Private Roads Insurance

 

Do you need Private Road Insurance?  Private/adopted roads and resident’s land are usually jointly owned by the private individuals that reside on the road.  Unlike public roads owned by the local authority, private roads are the responsibility of the owners.

If you live on a shared access road, then it’s up you to keep the road maintained. It’s also important that you have adequate private road insurance that takes into account your legal liability and property. Where a road belongs to a group of residents or an associated management company, it is common for them to form a resident’s association to manage the road and land, and therefore take out collective Private Road Insurance cover.

These kinds of roads are usually accessible by the public, which means that any incidents that may arise, such as a third-party injury, would have to be dealt with by you and any other owners of the land. Insurance for private roads is key to protecting you and covering any unforeseeable indemnity claims. Our team of specialist will work with you to arrange a policy that is as bespoke as your private road.

Some of the things we will discuss with you are:

  • Whether you are part of a group of residents managing the road
  • If your private road has any property that you are responsible for, such as electric gates or barriers
  • Private Road Liability Insurance
  • Public Liability Insurance
  • Directors/Trustee and Employers Liability Insurance

All policy holders at Edwards Insurance Brokers will benefit from:

  • A dedicated member of staff to manage their policy
  • Our own in-house claims team to aid the claims process
  • The knowledge that we are a Chartered Insurance Brokerage, meaning our expertise and ethical approach is guaranteed at all times

Want to get in touch?
Call us on 01564 730900

 

Existing customer?

Change your contact details

Please enter any updated contact information below:


PostEmailTelephoneSMS

*Mandatory field

We aim to respond to all enquiries within 2 working days

Please do not submit any sensitive data

Get in touch.

Fill in the form below and a member of our team will get back to you as soon as possible.

We offer cover for Residents Associations/Management companies only. If you are in the process of setting one up, then cover will not be able to be taken out until then but we can provide you with an indication of premium.

*Mandatory field

We aim to respond to all enquiries within 2 working days

Please do not submit any sensitive data

Private Roads Insurance

 

Do you need Private Road Insurance?  Private/adopted roads and resident’s land are usually jointly owned by the private individuals that reside on the road.  Unlike public roads owned by the local authority, private roads are the responsibility of the owners.

If you live on a shared access road, then it’s up you to keep the road maintained. It’s also important that you have adequate private road insurance that takes into account your legal liability and property. Where a road belongs to a group of residents or an associated management company, it is common for them to form a resident’s association to manage the road and land, and therefore take out collective Private Road Insurance cover.

These kinds of roads are usually accessible by the public, which means that any incidents that may arise, such as a third-party injury, would have to be dealt with by you and any other owners of the land. Insurance for private roads is key to protecting you and covering any unforeseeable indemnity claims. Our team of specialist will work with you to arrange a policy that is as bespoke as your private road.

Some of the things we will discuss with you are:

  • Whether you are part of a group of residents managing the road
  • If your private road has any property that you are responsible for, such as electric gates or barriers
  • Private Road Liability Insurance
  • Public Liability Insurance
  • Directors/Trustee and Employers Liability Insurance

All policy holders at Edwards Insurance Brokers will benefit from:

  • A dedicated member of staff to manage their policy
  • Our own in-house claims team to aid the claims process
  • The knowledge that we are a Chartered Insurance Brokerage, meaning our expertise and ethical approach is guaranteed at all times

Want to get in touch?
Call us on 01564 730900

 

Existing customer?

Change your contact details

Please enter any updated contact information below:


PostEmailTelephoneSMS

*Mandatory field

We aim to respond to all enquiries within 2 working days

Please do not submit any sensitive data

Get in touch.

Fill in the form below and a member of our team will get back to you as soon as possible.

We offer cover for Residents Associations/Management companies only. If you are in the process of setting one up, then cover will not be able to be taken out until then but we can provide you with an indication of premium.

*Mandatory field

We aim to respond to all enquiries within 2 working days

Please do not submit any sensitive data