Designed for Fellowships that meet in hired, rented or loaned premises. 

At Edwards Insurance Brokers, we understand that hirers often request Fellowship organisations for their legal liabilities to be met.

The core covers we offer are Public Liability along with Employers Liability on the assumption that your Fellowship have volunteers. Optional covers such as Contents, Computer & Electronic Equipment in and away from the premises, Trustees Liability, Money & Business Interruption are all available if required.

To get a quote please click here and complete the questions to your best knowledge and submit it. We will then arrange to contact you promptly and aim to meet your requirements.

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Church buildings can be more vulnerable than other properties due to often being unoccupied during the night when vandalism and theft are more likely to happen.

Church property insurance will protect your church and associated buildings such as church halls and outbuildings against such risks, as well as damage from floods, fires and storms.

Insurance for church buildings can cover:

• Storm, fire and flood damage

• Accidental and malicious damage

• Theft including external metal

• Glass breakage including stained glass

• Impact

• Escape of water

Church Cyber Cover insurance protects your IT systems in the event of a cyber-attack, including data theft/breaches, malware, viruses and a multitude of other malicious attacks.

The cost of dealing with such an attack is not only financial but can also affect the reputation of your church. Cyber insurance will help get your church back on its feet as soon as possible, covering you against liability claims, financial losses and aid with reputational damage.

A typical policy can include;

• Malware and ransomware

• Data breaches and loss/corruption of data

• Operation interruption

• Damage to systems

Church Legal Protection Insurance covers the legal expenses incurred stemming from court proceedings which you’re considered likely to win.

This could be due to a member of the clergy being required to attend a hearing or representing them in a dispute.

Policyholders will also have unlimited access to a legal advice helpline for any concerns or queries you have along the way.

A typical policy can include;

• Contract disputes

• Claims over property

• Employment disputes/allegations

Loss of Money Insurance cover protects the cash held in or for your church against the risk of theft and loss.

Whether your church holds cash in a secure safe or is kept by your treasurer, it’s worth ensuring that it’s insured for your peace of mind.

A typical policy can include;

• Money in transit

• Money stored in a safe

• Money stored securely on site but not in a safe

• Money lost in working hours

This cover protects your church website and other publications against the risk of libel, in the event that it is found to harm the reputation of a third-party, infringe on copyright/plagiarise someone else’s work or similar. 

Publishers’ Indemnity insurance cover will account for the financial repercussions of legal action taken against your church, including investigation, defence and court costs.

A typical policy can include;

• Defamation

• Copyright and trademark infringement

• Errors

• Plagiarism

Methodist Churches are essential to our communities. To allow you to carry out your important work, insurance for your church should be there in the background as a safety net, should you ever need it.

As a family-run Chartered Insurance Broker, our traditional approach is built on our genuine care for our clients.

At Edwards Insurance Brokers, we go above and beyond by providing insurance for Churches, as well as Circuits and Districts who may have properties held for investment all over the UK. Our experience gives us a specialist understanding of what matters most to you.

We will work directly with your committee to provide a level of cover that offers a great value and enhanced protection. All our clients are given a dedicated Account Handler that you can contact directly, which avoids any impersonal approaches.

Church All Risks insurance cover is an additional cover for items belonging to the church which are taken out of the building either for home use or at another venue.   

Cover for unspecified items can be arranged up to a single article limit of £1,000. Items over this amount would need to be specified on your schedule.

Church Contents insurance cover is designed to protect the assets inside your church.

Your policy will cover the non-fixed contents, equipment and furnishings in your church against events such as;

• Fire, flood and storm damage

• Theft, vandalism and malicious damage

• Impact

• Escape of water

• Accidental damage

As churches are accessible to the public and often host a number of community events, it’s important to have suitable liability cover to protect you should something go wrong.

If a member of the public is injured or their property is damaged in your church, or as a result of your church activities due to your negligence – you could be held liable. Public liability cover will ensure that you are covered for the cost of investigation, defence and potential compensation fees.

Employers Liability cover is essential for your church staff and volunteers to provide protection if they are injured whilst undertaking duties for your church.

A typical policy can include:

• Defence and investigation costs

• Compensation fees

• Personal injury

• Damage to property

If your church suffers a major event such as a fire or flood, this insurance feature will cover you for the loss of income incurred. 

This means that should something happen, your church will have the peace of mind that it’s covered financially until you get back on your feet.

Personal Accident insurance cover protects your employees, clergy and volunteers in the event of accident.

This comes in the form of benefit payments which will vary dependent on the severity and repercussions of the injury.

Trustees of the church hold a position of responsibility for making sure it is run correctly and for ensuring any charitable objectives are delivered.

The problem with being in a position of responsibility is that you could personally be held liable if a claim is made against you. Trustees’ Indemnity insurance cover provides church trustees with an armour of protection, so if you are accused of a wrongful act, you will be covered against the financial repercussions. This includes investigating, defending and compensating a claim.